Privacy Policy


Privacy Statement

Earning Curve, LLC ("Earning Curve" or "we" or "us") is committed to protecting and respecting your privacy. This Privacy Statement sets out our privacy practices and explains what we do with the personal information that we collect from you on www.ec500.com. Please read the following to understand our practices regarding personal information and how they affect you as you use our features and services. This statement discloses our current privacy practices; if we make material changes to these practices, we will announce them and notify you via email.

This Privacy Statement answers the following questions:

What information does Earning Curve gather about you?
How does Earning Curve use your personal information?
Will Earning Curve disclose any of your personal information?
What kind of security measures do we take to protect your information from accidental loss or disclosure?
Will Earning Curve use your information for direct mailings?
How can you deactivate your account or correct or revise information that we have about you?
How do we respect children's privacy?
What else should you know about your privacy?
Does the Earning Curve participate in the Safe Harbor program?
How will you know whether Earning Curve's privacy policy has changed?

What Information Does Earning Curve Gather About You?

The Earning Curve collects information about our readers so that we can provide a more interesting and useful service, as well as more appropriate advertising. We ask for your name, email address, and other personal information when you register to use certain features of our Web site, or if you sign up for special or personalized services, such as our discussion boards or email newsletters. We also may ask for this information at other times, such as when you enter contests or other promotions sponsored by Earning Curve and/or our partners. We sometimes conduct surveys as well, although you do not have to respond to them.

If you use our recommendation service to email one of our articles to a friend, you will need to provide us with your friend's email address and your email address as a return address. We will automatically send this person a one-time email, with the recommended article attached, as well as invite your friend to visit and register with our site. We will not use these email addresses for any other purpose.

We collect IP addresses for site security and to help us understand how people use our sites so that we can improve our sites and our users' respective experiences. For similar quality reasons, we use a feature known as a "cookie." Cookies contain bits of information that websites transfer to your computer's hard drive for record-keeping purposes. Cookies can make the Web more convenient by storing information about your preferences on a site. Although we may assign your browser a cookie, the cookie does not tell us who you are. Only you can tell us that. We discuss cookies later in this Privacy Statement.

When you place an order for a product or service, we need to know the sort of information typically used for credit card transactions, such as your name, mailing and billing addresses (and shipping address, if different), telephone number, and credit card number and expiration date. Gathering this information allows us to process and fulfill your order and notify you of your order status. We will also use your information to contact you regarding your order if necessary. We encrypt all of this information using Secure Socket Layers (SSL) technology.

If you use a Earning Curve application on a third party site or mobile device we may collect data about you including your email address. We will let you know what data, if any, we are collecting at the time.

Advertising networks that serve ads on our site may also use single-pixel GIFs in their advertisements. In general, any electronic image viewed as part of a Web page, including an ad banner, can act as a Web beacon.

How Does The Earning Curve Use Your Personal Information?

The Earning Curve collects personal information to provide you, the user, with the best and most personalized experience possible, and to provide our advertisers with an efficient way to reach the right audience. In short, by knowing a little about you, The Earning Curve can deliver more relevant content to you. Sometimes we may ask for personal information when providing special features and services. You do not have to give us that information, but without it, you may not be able to take advantage of those products or services. For example, you will be unable to track your personal stock portfolio on our site unless you input the stocks you own, and you may not be able to gain access to certain areas of our site unless you register and/or subscribe.

Will The Earning Curve Disclose Any of Your Personal Information?

The Earning Curve will not disclose any personally identifiable information about individual users, except as described in this Privacy Statement. The Earning Curve (or people working on our behalf, under contracts and confidentiality agreements) would then take the ad and display it to users who have told us they meet those criteria. We may also disclose aggregate information (for example, information showing that 1 million of our readers clicked on a particular Web advertising banner last month) in order to describe our services to prospective partners, advertisers, and other third parties, and for other lawful purposes.

As for individually identifiable information, we may disclose it only under the following circumstances:

We may disclose information to others when we have your consent.
If you sign up for a service that relies upon third parties for important elements, we will provide your personal information to the third parties so that they can provide you with their services, and those companies will treat the data under their own policies. We will tell you about these service providers at the time you sign up for the service.
If you use our recommendation service to email one of our articles to a friend, The Earning Curve will automatically send this person a one-time email, with the recommended article attached. The email address you give us will appear on the "From" line of the email, thereby disclosing this information to whoever opens and reads the email. Similarly, if you send email from our site, by using "Reply to Author" or "Email this Post," your address may appear as the return address of that email.
We may disclose your personal information as required by applicable law, or in response to legal process, to protect the rights or property of The Earning Curve, or to protect the safety of The Earning Curve, our users, or others.
We may sometimes conduct mailings to other people's lists. To make it easier for us to comply with the Federal CAN-SPAM Act of 2003, we may share our email list of people who have requested not to receive promotional communications from us with the list providers (or contractors) solely so that we can avoid sending emails to people who have asked not to receive them (or, conversely, so that our advertisers can avoid sending emails to people who have requested not to hear from them). We provide these lists only to list providers or contractors that we consider to be reputable, and only under strict nondisclosure/nonuse agreements.
We may disclose personal information in some other limited circumstances, but we will specifically describe them to you when we collect the information, such as in the rules of a contest or a new service.
We may employ contractors or other third parties to help with our operations. We may give them access to databases of user information, so that they can perform their services for us, including performing system maintenance, displaying personalized content (such as portfolios), performing list analysis or management, or sending mailings for us from our advertisers. These parties are all subject to confidentiality agreements that restrict their use and disclosure of information they obtain through their relationship with The Earning Curve.
If Earning Curve is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

What Kind of Security Measures Do We Take to Protect Your Information From Accidental Loss or Disclosure?

The Earning Curve is committed to protecting your personal information. We store information you provide us on our secure servers. Further, the information you provide when making a purchase is encrypted with SSL technology.

Personalized areas of our sites, such as My Account, are password-protected. Only you have access to these password-protected areas. Do not share your passwords with anyone. The Earning Curve will never ask you for your password in an unsolicited phone call or email. If you are using a computer to which others have access, such as one in a hotel lobby, computer lab, Internet cafe, or public library, always remember to log out and close your browser window when leaving our site.

Data Retention

Upon your request, we will remove your personal information from the website but we will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our rules and take other actions otherwise permitted by law.

Will The Earning Curve Use Your Information for Direct Mailings?

If you register with Earning Curve or sign up for or buy any of our products or services, we will send you information about our various products and services, or other products and services that we believe may interest you

If you do not want to receive such offers and mailings, you can let us know on our opt-out page. Another way is to simply to click the "unsubscribe" link found in our email messages.

Please note: If you purchase products or services from us, or if you register for an account with us, we may contact you to confirm your purchase, subscription, or registration, or to provide you with information about its terms or features. You may wish to keep these transactional or relationship emails, to help you use our products and services.

How Can You Deactivate or Reactivate Your Account or Edit the Information We Have About You?

If you want to correct, delete/remove or change information in your Personal Profile, or any other tidbits we have about you, please go to My Account page. Either you will be able to make your changes right there, or we will give you instructions.

If you want to make changes to your paid EC500 newsletter subscriptions or free trials, please inform us at www.ec500.com/contactus . If you want to change your email address for email products, do so here.

Please note that if you have opted out of receiving emails and other communications from us and you subsequently select to receive one of our free reports or take a free trial subscription, you will need to opt out again if you still prefer us not to contact you. Otherwise, we may contact you using the email address you provided us at the time you signed up for the free report or offer.

To cancel any of your free email subscriptions, do so at your Account Settings page or click the unsubscribe link within the emails.

How Do We Respect Children's Privacy?

Our sites are not directed at children under the age of 18. We operate our sites in compliance with the Children's Online Privacy Protection Act and will not knowingly collect or use personally identifiable information from anyone under 18.

What Else Should You Know About Your Privacy?

This Privacy Statement applies to the operations of The Earning Curve, LLC, which serves users in the United States of America, and by using the sites and providing us with personal data you are consenting to our processing data in the United States and under its laws. Data handling practices and rules may differ from country to country.

While we do our best to protect your personal information, The Earning Curve cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. What does all of this mean? Just as in the investing world, you must protect yourself. You are responsible for maintaining the secrecy of any password and/or account information. Please be careful and responsible whenever you are online, especially when using a computer that other people can use also.

Many of our advertisers or partners, such as brokerages, merchants, or data providers, link from our site to areas on their own sites where they sell their own products and services. If you follow links from our site to others, you should be aware that you are doing business with those other sites, which have their own privacy and data collection practices. The Earning Curve has no responsibility or liability for these independent policies (and we may not even know what they are). For more information regarding a site and its privacy policies, check that site.

How Will You Know Whether The Earning Curve's Privacy Policy Has Changed?

We may change this Privacy Statement at any time, but we will give notice of any material change (or any notices that we are required to give you) on our websites and/or in email messages prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy.

Last Updated: February 28th, 2017